How do I apply?

TSF is flexible and can receive applications a number of ways. Our online portal is easily accessible by mobile device or computer. We can receive physical applications by fax or email and our team is always happy to collect applicant information by phone.


What types of collateral can you provide options for?

TSF can facilitate a loan for RVs, Motorhomes, Travel Trailers, Toy Haulers, Horse Trailers, Cargo/Utility Trailers, Powersports, Marine, and more! The collateral can be new or used of any make!

- Please note; consideration of specific models are subject to underwriting decision and vary per program. We are unable to consider requests for concession trailers at this time.


What are qualification requirements?

Our close relationship with lenders allows our team to secure more approvals for your request. Access to multiple programs allow us to consider less than perfect credit files while looking past life events such as bankruptcy, foreclosure, repossession, and more!


What are the down payment requirements?

The required down payment is determined by the lender and varies per program, depending on credit. Generally speaking, the lenders require a minimum down payment of 10% be completed.


What are the costs associated for the customer and dealer?

There is no cost associated for the dealership.

Applicable fees for the customer will vary per program. Associated fees will be determined based on state processing requirements, sales tax, and tag/titling fees. Any cost associated will be disclosed in full detail upon approval.


Can I buy from a private party?

Yes, we are able to consider a purchase through a private party. An inspection will be required, and is ordered in house.


Are there any prepayment penalties?

No! The loans we facilitate are simple interest and have no prepayment penalty associated.


What is your process? How long does funding take?

We receive applications via fax, email, or submission by our secured online portal. Our team reviews the request and works with the appropriate underwriting department to produce options available. We then contact the applicant to discuss these options in further detail. At this point, we’re able to facilitate loan documents and hold the customers hand through completion. Typically funds are released within 24-48 hours.


Is Trailer Solutions Financial my lien holder?

No, Trailer Solutions is a documentation agent providing service for lenders who do not work directly with the general public. The appropriate lien holder information is provided upon approval for reference.


Can I put the loan in my business name?

No, the programs Trailer Solutions facilitate service for will require that the unit be for personal use and titled/registered in a personal name.