Subprime Program

Subprime Program

  • Horse, Stock, RV, Travel, Utility, Enclosed, Dump, Car Hauler, Toy Hauler
  • 575 Credit Score Considered
  • Rates starting at 7.95%
  • Terms up to 180 months
  • New or Used units (up to 15 years old)
  • $2,500 Minimum Loan Amount
  • Simple Interest
  • No Prepayment Penalty
Merrick Program

Merrick Program

  • Horse, Stock, RV, Travel
  • 550 Credit Score Considered
  • Rates starting at 7.95%
  • Terms up to 144 months
  • New or Used units (up to 12 years old)
  • POI waived for qualifying applicants
  • $3,500 Minimum Loan Amount
  • Simple Interest
  • No Prepayment Penalty
Marine One Program

Marine One Program

  • Horse, Stock, RV, Travel, Enclosed, Toy Hauler
  • 530 Credit Score Considered
  • Rates starting at 17.75%
  • Terms up to 120 months
  • New or Used units (up to 10 years old)
  • $7,500 Minimum Loan Amount
  • Simple Interest
  • No Prepayment Penalty
OA Finance Program

OA Finance Program

  • Horse, Stock, RV, Travel, Toy Hauler
  • 680 Credit Score Considered
  • Rates starting at 6.25%
  • Terms up to 240 months
  • New or Used units (up to 20 years considered)
  • $7,400 Minimum Loan Amount
  • Simple Interest
  • No Prepayment Penalty

Please note programs will not currently allow considerations for the following collateral- concession trailers, boat trailers, smoker trailers, open stacker trailers.

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